Climate risk assessment cannot rely solely on historical data. As climate change accelerates, financial institutions are increasingly expected to evaluate future risk under different climate pathways. Regulators and supervisors now emphasize scenario-based analysis, particularly those aligned with internationally recognized frameworks such as the IPCC and the Network for Greening the Financial System (NGFS).

Alpha-Klima’s Climate Scenario Toolkit is designed to address this need. It enables institutions to run forward-looking climate risk analyses based on IPCC physical climate projections and NGFS reference scenarios commonly used in regulatory stress tests. These scenarios cover a range of possible futures, from orderly transition pathways to high-emission scenarios with more severe physical impacts.

What sets the toolkit apart is its ability to convert climate scenarios into financially relevant outputs. Rather than presenting abstract climate indicators, Alpha-Klima links each scenario to concrete financial metrics, allowing risk, finance, and strategy teams to understand how different climate trajectories may affect assets, portfolios, and overall exposure.

Institutions can use the toolkit to compare scenarios over multiple time horizons, identify high-risk regions or asset classes, and support strategic decisions related to capital allocation, risk mitigation, and long-term resilience. The methodology ensures consistency, transparency, and alignment with supervisory expectations.

With Alpha-Klima, climate scenario analysis becomes a practical decision-support tool rather than a theoretical exercise, helping institutions prepare for an uncertain climate future with clarity and confidence.