Explore knowledge. Understand risk. Drive impact.

At Alpha-Klima, we believe that meaningful decisions start with understanding.

Climate risk analyst using a data-driven platform to assess climate hazards and financial impacts on a digital map

Pioneering Climate Intelligence for Finance

Born at the crossroads of climate science and finance, Alpha-Klima was founded by risk and financial specialists who saw early how physical climate risk would shape financial stability. We set out to build more than a dashboard: a platform that meets today’s regulations while giving institutions the flexibility to model their own exposure, integrate their own data, and make decisions with confidence.

Today, our cost-effective, modular tools plug seamlessly into existing banking and corporate systems—connecting APIs, data pipelines, and automated orchestration to deliver clear, auditable insights. With every engagement we refine our models and methods, helping each client write a new chapter in financial sustainability through proactive, transparent climate risk management.

The Team Behind Alpha-Klima

A multidisciplinary team of climate scientists, data engineers, and finance experts. We translate complex datasets into clear, auditable insights that help organizations act with confidence.

PhD in Econometrics, European University Institute, Firenze.

Visiting Researcher, London Business School and Nuffield College, University of Oxford.

Master’s degree in Economics, University of Manchester. Bachelor’s degrees in Law and Accounting and Finance, Universiad Pontificia Comillas.

Juan Toro

Director

PhD in Theoretical Physics. Institute for Theoretical Physics UAM/CSIC. Master’s degree in Theoretical Physics and Bachelor’s degree in Physics. Autonomous University of Madrid.

PhD in Theoretical Physics, Institute for Theoretical Physics UAM/CSIC.

Master’s degree in Theoretical Physics and Bachelor’s degree in Physics, Autonomous University of Madrid.

Jose Manuel Cano

Project leader

PhD in Physics.

Juan Román

LEAD DEVELOPER

PhD in Electronic Systems Engineering, UPM. Master’s degree in Nanophysics, UCM. Bachelor’s degree in Physics. University of Granada.

PhD in Electronic Systems Engineering, Universidad Politécnica de Madrid.

Master’s degree in Nanophysics, Universidad Complutense de Madrid, and Bachelor’s degree in Physics, University of Granada.

Jose Manuel Carmona

Quantitative analyst

Master’s degree in Mathematical Engineering. Bachelor’s degree in Physics and Maths. Universidad Complutense de Madrid.

Master’s degree in Mathematical Engineering, Universidad Complutense de Madrid.

Bachelor’s degree in Physics and Mathematics, Universidad Complutense de Madrid

Iván Ramón

Quantitative analyst

Second-year Industrial PhD candidate in Climate Science, Alpha-Klima and UNED.

Master’s degrees in Financial Mathematics and Theoretical Physics, Uppsala University. Bachelor’s degree in Physics, University of Valladolid.

Eduardo Mateos

Quantitative Analyst

Master’s in Mathematics and Applications, Autonomous University of Madrid. Bachelor’s degree in Mathematics, University of Valencia.

Master’s degree in Mathematics and Applications, Autonomous University of Madrid.

Bachelor’s degree in Mathematics, University of Valencia.

Jordi Oviedo

Quantitative Analyst

PhD in Applied Mathematics, Universitat Politècnica de València and Universitat de València.

PhD in Applied Mathematics, Universitat Politècnica de València.

Postdoctoral Researcher, University of Rome «Tor Vergata»

Xavier Barrachina

SOFTWARE ARCHITECT

Master’s degree in Web Engineering. Polytechnic University of Madrid. Bachelor´s degree in Software Engineering. Mondragon University.

Master’s degree in Web Engineering, Universidad Politécnica de Madrid.

Bachelor’s degree in Software Engineering, Mondragon University.

Martxel Aranzadi

Software engineer

Bachelor’s degree in Software Engineering, Universidad Politécnica de Madrid.

Yulian Cenov

Software Engineer

Climate Risk Resources

How Aresbank mapped physical climate risk across its banking book

Fluvial inundation in Seville: Climate trends, insurance gap and granularity challenge

Cómo Montepino evaluó el riesgo climático físico de su cartera logística

ECB updates its Climate Change Indicators with a stronger focus on physical risk

Probabilistic Pan-European Wildfire Map (Alpha-Klima Wildfire Risk v1.0)

Whitepaper: Financial Impact of Physical Climate Risk

Frequently Asked Questions about Climate Risk & Alpha-Klima

What is the mission of Alpha-Klima?

Alpha-Klima was founded by a team of finance and data science experts with strong academic backgrounds who identified climate physical risk as a critical challenge to economic and operational stability. Our mission is to offer customized, cost-effective climate risk management solutions that help businesses proactively manage the financial impacts of climate change. Our flexible platform integrates seamlessly with existing systems, enabling clients to adapt to the evolving landscape of climate risks.  

Alpha-Klima offers advanced tools and services for managing physical climate risks. Our platform provides climate risk assessments, predictive analytics, and actionable insights that help companies navigate regulatory requirements, such as the EU’s CSRD and SFDR. We assist organizations in integrating climate risk considerations into their financial strategies to ensure long-term sustainability and enhance their decision-making 

The Alpha-Klima team is made up of highly qualified experts from various fields, including econometrics, applied mathematics, physics, software engineering, and quantitative analysis. Our key team members, such as Juan Toro (Director), Xavier Barrachina (Lead Developer), and Carlos San Millán (Data Scientist), bring extensive experience from prestigious institutions and industries, ensuring high technical and scientific standards in all our risk assessment models. 

At Alpha-Klima, we are always looking for talented and passionate professionals to join our team. We offer career opportunities for individuals interested in driving innovation in climate risk management. If you are a creative and dedicated professional, explore our open positions, such as Quantitative Researcher and Computer Engineer, and help us lead the transition to a more sustainable and financially resilient future.