· , 11:00–12:00 CEST
Webinar: El Niño's financial impact: Turning climate signals into action

Climate signals can help a business prepare for disruption before losses occur. This recorded webinar follows El Niño through a fictional Brazilian coffee exporter, from weather conditions to harvests, shipping costs and earnings.
About this webinar
Alpha-Klima organised the session with Lobelia Earth. Lobelia Earth explains the climate signal and regional effects. Alpha-Klima translates the hazards into harvest losses, shipping costs and financial outcomes for the fictional exporter.
The example is a conditional stress test for the 2027 harvest and export year. It compares event strengths, operational changes and illustrative insurance cover. It is not a forecast of company losses or an offer of insurance.
Who it is for
Risk, finance and sustainability teams with agricultural or supply-chain exposure, together with the banks, insurers and investors that finance or cover those businesses.
What you will learn
- How the strength of El Niño changes the hazards a business faces.
- How drought, low river levels and canal restrictions affect harvests, transport costs and earnings.
- Why severe-year losses matter alongside average losses when planning liquidity and protection.
- How to compare operational measures and insurance using the losses retained after their costs.
Explore the analysis
The coffee and El Niño case study summarises the main results and their business implications.
The supporting notebook contains the charts, tables and sources. It is a static publication; the supporting case code and site-level series are not public.
For more on the climate signal, visit Lobelia Earth. Explore Alpha-Klima’s platform capabilities for the link between hazards, assets and financial risk.
To see how the analysis could use your own asset locations, shipping routes and operating assumptions:
Event status
Watch recordingParticipants
- Jorge Calvín
- Commercial Director, Lobelia Earth
- Jordi Oviedo
- Senior Consultant, Alpha-Klima
Chapters
- 00:00–00:52 · Welcome · Jorge Calvín, Jordi Oviedo
- 00:52–04:06 · Introduction · Jorge Calvín, Jordi Oviedo
- 04:06–16:33 · El Niño: regional framing · Jorge Calvín
- 16:33–22:20 · Practical case study: Café da Manhã · Jordi Oviedo
- 22:20–28:26 · Hazard data · Jordi Oviedo
- 28:26–52:38 · Financial impact · Jordi Oviedo
- 52:38–54:53 · Closing remarks · Jorge Calvín, Jordi Oviedo
- 54:53–65:05 · Questions and answers · Jorge Calvín, Jordi Oviedo
Keep exploring
Related evidence
El Niño and coffee: From climate signal to business loss
A fictional coffee exporter shows how El Niño can affect harvests, shipping and earnings, and how protection changes the losses a business retains.
Physical climate risk in a Brazilian credit book
A synthetic Brazilian loan book shows how location, climate scenarios and asset vulnerability carry physical risk from CRFR2 reporting to credit risk.